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Profile photo of a State Farm Agent named: Charity Andersen
State Farm® Insurance Agent

Charity Andersen

(208) 630-6134

Office Hours

Monday
9am - 5pm
Tuesday
9am - 5pm
Wednesday
9am - 5pm
Thursday
9am - 5pm
Friday
9am - 4pm
Saturday
Closed
Sunday
Closed
After Hours by Appointment

Address

409 S 3rd Street. First Floor
McCall, ID 83638-5177

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

Monday
9am - 5pm
Tuesday
9am - 5pm
Wednesday
9am - 5pm
Thursday
9am - 5pm
Friday
9am - 4pm
Saturday
Closed
Sunday
Closed
After Hours by Appointment
Call or text us 24 hours a day!

Address

409 S 3rd Street. First Floor
McCall, ID 83638-5177

Languages

English

September is Life Insurance Awareness Month, and I want to share something personal. At 39, I received a diagnosis of colon cancer. I had a 5-year-old child and had been married for 9 years, and it felt like my world was ending. Thankfully, I had purchased life insurance a few years earlier.

Here’s why that matters: once diagnosed with cancer or a serious illness, getting life insurance is nearly impossible for 5 to 10 years, and when available, it’s often unaffordable. Beyond health struggles, you then face worrying about how your family will manage financially without your income, care, and support.

Buying life insurance early doesn’t mean you expect to die soon—it simply provides some emotional comfort and cash for your loved ones. Two things in life are certain: taxes and death. Protect your family from uncertainty and debt. Prepare and provide for them now.

I am now 14 years cancer free and living my fullest life.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

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Life Insurance is the MOST important insurance available.

The mission of our agency to secure life insurance for all customers by providing individuals with the opportunity to protect their loved ones and provide financial security in the event of their death. This mission typically involves:

  • Educating customers: Share the importance of life insurance and the various options available to them.

  • Assessing customer needs: Insurance agents work closely with customers to assess their specific needs and financial goals. They consider factors such as age, income, debt, dependents, and future expenses to determine the appropriate coverage amount and type of policy.

  • Offering a range of options: Insurance agencies provide a variety of life insurance products to meet the diverse needs and budgets of their customers. These may include term or permanent insurance.

  • Having personalized discussions: Assist customers in making informed decisions about their life insurance coverage. This may involve explaining policy features, discussing riders or additional coverage options, and addressing any concerns or questions.

  • Ensuring affordability: Being respectful of your budget

  • Supporting customers throughout the process: Insurance agencies provide ongoing support to customers throughout the application process.

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Charity Andersen - Agency Owner

As an experienced insurance professional, I am dedicated to providing comprehensive insurance offerings to individuals and businesses alike. With 14 years of industry experience, I have developed a deep understanding of various insurance products and their intricacies.

My primary goal is to help customers navigate the complex world of insurance by assessing their unique needs and tailoring policies to suit their specific requirements. Whether it is auto, home, life, I leverage my expertise to guide customers towards the most suitable coverage options.

I pride myself on my ability to foster long-term relationships with customers built on integrity and transparency. I prioritize clear communication, ensuring that customers are aware of the terms, benefits, and potential risks associated with their insurance policies.

In addition to working directly with customers, I stay up-to-date with the latest industry trends and regulations. This enables me to provide accurate and relevant advice, ensuring that customers have access to the most current information available.

I am committed to providing exceptional customer service, always going the extra mile to address any concerns or questions that may arise. My goal is to make the insurance process as seamless as possible. If you are in need of insurance guidance or have any questions about your existing policies, I am here to assist you. Together, we can find something that meet your needs and protect what matters most to you.

I holds a bachelor's degree in business management and insurance licenses in Property, Casualty, Life and Health. In her free time, she enjoys boating and wake-surfing, snowboarding, traveling, reading and being with her family.

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